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A Closer Look at Veteran-Owned Businesses

Posted November 19, 2020 by Bill Walker

According to the most recent data from the U.S. Census Bureau’s Survey of Business Owners and Self-Employed Persons (SBO, 2012), 2.52 million businesses in the United States were majority-owned by veterans. Of this number, 442,485 veterans were employers, and 2.08 million were non-employers. In fact, 10.3 percent of all owners who...

Let the Shopping Season Begin: Internet, TV & Mail-Order Retailers

Posted November 13, 2020 by Laura Stidham

You know the big guys — Amazon, eBay, QVC, L.L. Bean — but there are a lot more players in the internet, TV, and mail-order retailer space who are gearing up for the holiday shopping season. In fact, the niche consists of 40,000 companies that generate $705 billion annually.

How Banks and Bankers Can Prepare for An Impending Crisis

Posted November 10, 2020 by Nicolle Bouffard

We may be in the lull before the storm. I really like to think optimistically, but looking at the cold hard facts, it seems like things are going better than they should be both for banks and their business banking clients.

I’d Like to Live in a Fisher-Price Town

Posted November 02, 2020 by David Buffaloe

2020 has been a year packed full of crazy, and this week’s elections are likely to serve up more chaos. I’m not much for conflict. I am certainly not going to dive into a passionate political discussion in a blog or even conversation this week. But I will likely reach out to friends, co-workers, and clients to touch base and let them...

The Competitive Advantage of the Community Bank

Posted October 30, 2020 by Susan Bell

Community banks have had a challenging year; it’s been unlike anything our nation has experienced in the past century. Small to medium-sized businesses (SMBs), which are among community banks’ bread and butter, have suffered record job losses and closures. Between the March 13 COVID-19 emergency declaration and mid-April, total...

Some Retail and Food Services Sales Gaining, Others Continue to Slump

Posted October 28, 2020 by Bill Walker

The U.S. Census Bureau recently released data on estimated retail and food services sales for the month of September. Estimated numbers are based on early reports from a small sampling of companies selected from the larger Monthly Retail Trade Survey (MRTS) sample. You can view the Advance Monthly Sales for Retail and Food Services,...

Latest Small Business Pulse Survey Shows Improvements

Posted October 22, 2020 by Bill Walker

Final results from phase two of the Census Bureau’s Small Business Pulse Survey were released last week, offering new first-hand perspectives on how the pandemic is impacting businesses. Participating businesses must be non-farm, single-location businesses and must have receipts greater than or equal to $1,000, and 500 employees or...

Relationships Still Matter in Business Banking

Posted October 20, 2020 by Bobby Martin

Barlow Research Associates is probably the most well-known, and certainly the most accomplished, banking research company, especially with regard to gathering insights on how businesses view their banks.

Welcome to Prospectville

Posted October 08, 2020 by David Buffaloe

September saw NFL and college football starting to come back to life, bringing a much-needed boost to many people’s spirits as the COVID-19 pandemic continues. Along with many other Americans, I spent last weekend cheering on the guys from my fantasy football team. 

How Supply Chains Have Been Affected by COVID-19

Posted October 06, 2020 by Bill Walker

In addition to millions of people becoming ill, the COVID-19 pandemic has had far-reaching consequences for our economy. We’ve seen millions of job losses. Businesses have watched their profits plummet, leading some to close permanently. The stock market has experienced dizzying volatility. A key contributor to the economic impacts...

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